Motor insurance for all passengers (new decision of the ECJ)

Article 1 of the Third Motor Insurance Directive is to be interpreted as precluding national legislation whereby compulsory motor vehicle liability insurance does not cover liability in respect of personal injuries to persons travelling in a part of a motor vehicle that has not been designed and constructed with seating accommodation for passengers. Further Article 1 of the Third Motor Insurance Directive satisfies all the conditions necessary for it to produce direct effect and accordingly confers rights upon which individuals may rely directly before the national courts.